Our Assessments

SMERA Rating

UFin Financial has been evaluated by SMERA credit rating agency and it is bestowed with MF3 rating for the year of 2014-2015 and 2015-2016, the highest rating for a MFI. We have evaluated code of conduct assessment and has be rated COCA 2 by SMIRA, Having achieved this significant milestone, UFin marches ahead with head held high towards its Mission.

About SMERA

SMERA MFI Rating is an independent, third party comprehensive assessment of risks involved of underlying portfolio of MFI and its resultant impact. Besides evaluating creditworthiness of MFIs, SMERA ratings also assess trustworthiness, operational excellence, quality of loans etc of a Micro Finance Institution, amongst other subjective parameters. The assessment of MFIs also covers financial risk, operational risk, management risk, political risk and matters related to its internal governance, strategic positioning, social responsiveness, liability of lenders and social profile.